**Econops Terms of Service**

Herein "Econops", the “Service” or "we" will refer to the website econops.com and its user experience, account management, on-demand analytical tools, chat-AI assistants, computational APIs, and data or material searched for, stored, submitted, or processed via this website. By creating an account or using the Service, you agree to these Terms of Service (“Terms”). If you do not agree, do not use the Service.

1. Eligibility and Accounts
  1.1 You must be able to form a binding contract with us and comply with these Terms, and you must be at least the minimum age required in your jurisdiction. Parents/guardians are responsible for a minor's account.
  1.2 You are responsible for your account, passwords, API tokens, and activity. Keep your credentials secure and notify us of unauthorized use.
  1.3 Each account must be operated by a natural person or a duly authorized representative of a legal entity. Automated accounts, bots, or non-human operators are prohibited except where we have expressly authorized programmatic access through our APIs under a valid token. Accounts may not be used for spamming, unsolicited marketing, mass messaging, or any automated promotional activity. We reserve the right to suspend or terminate any account if evidence emerges that it is operated by an unauthorized bot, used for spam or marketing abuse, or otherwise violates this section.
  1.4 Account Activity: For an account to remain active, you must log in or make an authenticated API request at least once every sixty (60) days. If you do not, we may classify the account as unused or inactive. We are not obligated to delete unused accounts from our systems, but an inactive account may lose certain privileges or features, including on-demand compute capacity, stored sessions, or API access, and we may further restrict, suspend, or close the account where appropriate for security, integrity, or operational reasons.
  1.5 Usernames and Identifiers: If an account is unused or inactive, the associated username or public identifier may be released for reuse by other users. Where practicable, we will send a warning to the email address on file before releasing a username. Usernames that relate to public figures, organizations, or other entities may be disputed where applicable law affords such protection; we may require verification and may reassign or reclaim usernames consistent with law and these Terms.

2. User Content and License
  2.1 Ownership: You retain ownership of content you submit, upload, or process through the Service, including prompts, chat messages, documents, datasets, code, charts, analyses, and other material (“User Content”).
  2.2 License to Econops: You grant Econops a worldwide, non‑exclusive, royalty‑free, transferable, and sublicensable license to host, store, reproduce, process, adapt, modify (for formatting/transcoding/inference), transmit, and create derivative works of your User Content for the purpose of operating, improving, and providing the Service, including running analyses, generating chat-AI responses, executing on-demand computations, distributing via CDNs and service providers, and transmitting prompts or files to subprocessors (including AI model providers) as needed to fulfill your request. This license does not authorize us to publish your User Content as a public blog, feed, or similar publication unless you expressly elect a sharing or publication feature.
  2.3 Duration: This license continues until your User Content is removed from the Service. For backups, caching, audit logs, and legal obligations, reasonable archival copies may persist. We will cease processing for active session and computation purposes upon removal except as required for legal, security, billing, or compliance purposes.
  2.4 Feedback: If you provide feedback or suggestions, you grant us a perpetual, irrevocable, worldwide, royalty‑free license to use them without restriction or obligation to you.

3. Service Outputs and Platform Status
  3.1 Econops provides on-demand analytical tools, chat-AI assistance, documentation, APIs, and computational methods. We are not a blog, publisher, or social network, and we are not obligated to monitor all User Content or outputs. We do not endorse User Content or AI-generated outputs. We may, at our discretion, moderate, label, restrict, or remove content or outputs, or suspend accounts, including to comply with law or protect users and the integrity of the Service.
  3.2 Outputs of the Service (including chat responses, analyses, forecasts, rankings, code, charts, and computational results) are generated from your inputs, third-party data, models, and our systems. Outputs may be incomplete, incorrect, or unsuitable for your purpose. You remain solely responsible for how you use them.
  3.3 Unless a feature expressly makes material public, sessions, chats, uploaded files, and analytical workspaces are private to your account and authorized collaborators.

4. Prohibited Conduct and Content
  4.1 You agree not to violate laws, third‑party rights, or these Terms; including submitting illegal content, IP‑infringing content, defamation, harassment, hate speech, or privacy violations.
  4.2 Do not upload malware, attempt to gain unauthorized access, interfere with the Service, or circumvent technical measures, rate limits, or billing controls.
  4.3 Do not impersonate others, misrepresent affiliations, or engage in fraud, spam, scraping, or automated collection without permission.
  4.4 Do not use the Service to process or store highly sensitive personal data (e.g., passwords to third‑party services, financial account numbers, government identifiers, or special-category personal data) unless expressly permitted.
  4.5 Do not use the Service to provide or solicit regulated investment advice, to manipulate markets, or to attempt to reverse-engineer proprietary models, prompts, or datasets except as allowed by applicable law.

5. Copyright and IP Complaints (EU Notice‑and‑Action)
  5.1 We respect intellectual property rights. If you believe content on the Service infringes your rights, please submit a notice to our Copyright/Abuse Contact.
  5.2 Copyright/Abuse Contact (Sweden): Email: legal@econops.com; Your notice should include: (a) identification of the copyrighted work; (b) identification of the material claimed to be infringing referenced either by URL(s), session, file name(s), dataset name(s), or identifier(s) in our Service; (c) your name, role (e.g., rights holder/agent), and contact details; (d) a clear statement explaining why the use is unlawful or unauthorized; and (e) a good‑faith statement that the information is accurate.
  5.3 Procedure: We will acknowledge receipt, assess the notice, and, where appropriate, remove or disable access to the reported material, provide a statement of reasons, and notify the uploader (consistent with applicable EU law, including the Digital Services Act).
  5.4 Counter‑Notice: If your content was removed and you believe this was a mistake, please write to the above contact with: (a) identification of the removed material and its prior URL or identifier; (b) your name and contact details; and (c) a good‑faith statement explaining why the material is lawful or authorized. We may restore content where appropriate.
  5.5 Repeat Infringers: We may restrict or terminate accounts that repeatedly infringe rights, consistent with applicable law.
  5.6 U.S. DMCA (optional): If you are submitting from the United States or prefer to use the DMCA framework, you may send a notice containing the elements of 17 U.S.C. §512(c)(3) to legal@econops.com. If we appoint and register a U.S. Designated Agent, we will update these Terms with that information. Notices sent under this paragraph will be processed in good faith but do not imply U.S. agent registration.

6. Data; Privacy; Cookies
  6.1 Data Use: We may process usage data, chat and computation logs, and de‑identified analytics to operate and improve the Service. If you upload or query data (e.g., financial or economic data) you represent you have all rights to do so and grant the license in Section 2.
  6.2 Privacy Policy: Our data collection and use practices are described in our Privacy Policy at /privacy.txt (incorporated by reference). Please review it.
  6.3 Cookie Policy: We use cookies and similar technologies as described in our Privacy Policy at /privacy.txt. Where required, we will present consent tools.
  6.4 Data Caching: Data retrieved through user searches, chat sessions, API calls, or on-demand computations may be cached by the Service to improve performance and user experience. You acknowledge that such caching occurs as a result of your use of the Service, and you agree not to hold Econops liable for any data storage or retention that results from your search activity, chat activity, or usage patterns.

7. Availability; Changes; Beta
  7.1 The Service may change over time and may be interrupted or discontinued. Features, models, datasets, and computational methods may be in beta and provided for evaluation. On-demand capacity is not guaranteed.
  7.2 We may modify these Terms. Material changes will be notified (e.g., by posting or email). Continued use after the effective date constitutes acceptance.

8. Third‑Party Content and Services
  8.1 The Service may link to or call third-party sites, services, datasets, APIs, or AI model providers. We are not responsible for them and they may be subject to their own terms. Your use of third-party data or models through the Service remains subject to those third-party terms.

9. Tools, Data, Analyses, and AI Disclaimers
  9.1 The Service provides tools that may process third-party data, user configurations, and large language or other AI models. Results may differ due to data availability, provider changes, model updates, code updates, or user settings. You are solely responsible for validating analyses, chat outputs, and results for your use case.
  9.2 The Service does not provide investment, legal, tax, or other professional advice. Outputs are for informational and analytical purposes only and are not a recommendation to buy, sell, or hold any instrument.
  9.3 Example limitations include:
    9.3.1 Discontinuation, rate limits, or license changes by data or model providers.
    9.3.2 Code, model, or parameter improvements may change outputs for the same settings when recalculated.
    9.3.3 Bugs, errors, or model hallucinations may affect outputs. We provide no guarantee of accuracy, completeness, or fitness for a particular purpose.
    9.3.4 Chat-AI responses may omit sources, invent citations, or misstate numerical results. Always verify against primary data before relying on an output.

10. Fees and Payment (if applicable)
  10.1 We may charge for certain features or usage, including on-demand compute, API calls, chat usage, or subscriptions. Prices, billing terms, refunds, taxes, renewals, and cancellations will be disclosed where applicable. By enabling paid features, you agree to the posted billing terms.
  10.2 Usage-based charges may accrue from API requests, computations, file processing, and chat-AI inference even if you later discard the output.

11. Moderation and Enforcement
  11.1 We may remove or restrict content or outputs, limit visibility or capacity, revoke tokens, or terminate/suspend accounts for violations of these Terms, legal risks, or for safety, security, or integrity reasons. We may act without prior notice where appropriate.

12. Warranties Disclaimer
  12.1 THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, ECONOPS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON‑INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR‑FREE, OR THAT CONTENT, ANALYSES, OR AI OUTPUTS WILL BE ACCURATE OR RELIABLE.

13. Limitation of Liability
  13.1 TO THE MAXIMUM EXTENT PERMITTED BY LAW, ECONOPS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, REVENUE, DATA, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY.
  13.2 OUR AGGREGATE LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS PAID BY YOU TO ECONOPS IN THE 12 MONTHS PRECEDING THE CLAIM.
  13.3 Some jurisdictions do not allow certain limitations; in such cases, the limitations apply to the fullest extent permitted.

14. Indemnification
  14.1 You agree to defend, indemnify, and hold harmless Econops and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising from or related to your User Content, your use of the Service, or your violation of these Terms or applicable law.

15. Export Control and Sanctions
  15.1 You represent you are not located in, under control of, or a national/resident of any country or region subject to embargo or sanctions, and you will not use the Service for prohibited purposes under applicable export laws.

16. Governing Law; Dispute Resolution
  16.1 These Terms are governed by the laws of Sweden, without regard to conflict‑of‑laws principles. You agree to the exclusive jurisdiction and venue of the courts located in Stockholm, Sweden. If you are a consumer resident in the EU/UK, mandatory consumer protection laws of your country of residence apply and you may bring claims in your local courts.
  16.2 Optional arbitration/class action waiver provisions may be inserted here if desired and compliant with applicable law.

17. Termination
  17.1 You may stop using the Service at any time. We may suspend or terminate your access at our discretion, including for violations or legal risk.
  17.2 Upon termination, certain sections survive (including 2, 8, 9, 12–17).

18. Miscellaneous
  18.1 Entire Agreement: These Terms constitute the entire agreement between you and Econops regarding the Service.
  18.2 Assignment: You may not assign these Terms; we may assign them.
  18.3 Severability: If any provision is unenforceable, the remainder remains in effect.
  18.4 Waiver: A waiver must be in writing; failure to enforce is not a waiver.
  18.5 Force Majeure: We are not liable for delays or failures due to events beyond our reasonable control, such as power outages, natural disasters, wars or revolutions.

19. By creating an account or using the Service, you agree to the above Terms. If you submit data, prompts, files, or other material to the Service, you represent that you have the rights to do so and that your use complies with these Terms and applicable law.